I understand that the information furnished above is for the purpose of obtaining credit from your rm. I fully understand your credit policy and agree to your payment terms. I am authorized in my capacity, to bind my rm accordingly. I agree that all accounts or monies due you shall be due and payable at your business. I understand and agree that all past due invoices shall automatically accrue interest at the rate of eighteen percent (18%) per annum and further agree to pay these charges. Should it become necessary to place this account with any attorney for collection, it is agreed that I/MY firm will be responsible for any and all costs of collection, including reasonable attorney’s fees.